Money

In February 2002, I read a book called Financial Self-Defense by Charles J. Givens. This book created significant impact on my life and changes my perspective on money.

According to Charles Givens, Financial Self-Defense means to take charge of financial future. Taking control of your financial future means to create dynamic plan to achieve what you desire in the shortest possible time with minimum amount of sacrifice along the way

Every person needs to create their financial blueprint to provide financial control, direction and security. An effective and complete financial blueprint is made up of a set of four dynamic lists:

1. Dream list (whay you would do if you had unlimited money, time and energy)

2. Value list (the principles of life you consider to be most important)

3. Goal list (the specific objectives you want to accomplish)

4. Strategies list (knowledge, information and actions you will use to achieve your financial goals and dreams)

Here is my financial blueprint;

1. Be Financial Independence by 2014 and Be a successful Public Speaker

2. Family and Good Health come first, then career and not forgetting giving back to the society

3&4. Seven Years to Seven Figures by investing in real estate, equity market, unit trust, etc & Exercise 3 times a week to reduce high cholesterol (5.5mg/dl at the moment)

.......Personally, I think it is worth to create one and review them on regularly basis. I guess the only difference between people who achieve their financial dream and those who only talk of what they would like to accomplish is PLANNING and CONTROL.

You may want to consider creating your own financial blueprint!!!